01

Market and vehicle data

Vehicles in operation, title and registration, VIN, vehicle history, share, loyalty, conquest, and defection. Specify the measure. Name the buyer. Decide whether to build, license, or stop.

Typical work

  • Specify the measure: what loyalty, conquest, defection, or share should mean for this business.
  • Identify the buyer and the price that buyer will pay.
  • Build, license, or stop: a recommendation with the economics behind it.

Why Leroy Lynn

Owned market-intelligence, vehicle-history, and loyalty products at Experian and R.L. Polk, and built the dealer-loyalty measurement that major manufacturers adopted. Sole inventor on a patent for detecting household vehicle events.

02

Credit and identity

Automotive credit and identity products, including loan and lease performance. For banks, credit unions, captives, and dealer groups that buy or build in that stack.

Typical work

  • Product strategy for credit, identity, and loan and lease performance offerings.
  • Buy, build, or partner: an assessment for banks, credit unions, captives, and dealer groups.
  • Data-partner and licensing terms that the product can actually live under.

Why Leroy Lynn

Ran credit and identity products inside Experian Automotive’s $130M+ portfolio and brought loan and lease performance reporting to market. Serves on a credit union supervisory committee, so a lender’s control questions are familiar.

03

Use under statute

DPPA, FCRA, and CCPA as they apply to a live product. Can this field, this use, and this buyer sit together. Counsel still owns the opinion.

Typical work

  • A field-by-field review of what may be used, for what purpose, and by whom.
  • Product design that keeps regulated fields out of pools no one can ship.
  • The question framed for counsel, so the legal opinion arrives faster and says something useful.

Why Leroy Lynn

Brought products to market under FCRA, DPPA, and CCPA, and acquired, governed, and monetized DMV title and registration, OEM sales, and vehicle history data under global data agreements.

04

AI in the operating model

Where generative AI changes an existing automotive workflow, and where it does not. Drawn from product work at Experian and from the Automotive Remarketing Alliance AI Committee.

Typical work

  • Workflow triage: where generative AI changes the work, and where it does not.
  • Pilot scoping tied to a defined operating measure.
  • Executive and board briefing on what is worth doing first.

Why Leroy Lynn

Championed generative AI across product, analytics, marketing, and client work at Experian Automotive, and serves on the Automotive Remarketing Alliance AI Committee.

05

Digital assets

Blockchain and stablecoins when a dealer group, auction, bank, or credit union has a real question. Briefing and design. Not a laboratory.

Typical work

  • Board and executive education: what public chains do, what they do not, and what current rules change.
  • Identity, authorization, and event design, so a payment can attach to a specific vehicle movement.
  • Payment-rail choice: ACH and wire today; stablecoin when the event is trusted.

Why Leroy Lynn

On-chain since 2017 across six networks, and operates a node. Founded a company building identity and event-log infrastructure for vehicle movement (Block Bridge, a separate company), and serves on a credit union supervisory committee.

Engagements

Ways to work together

  • Advisory project

    A defined decision: build, license, or stop; buy or build; whether a use is permissible. Scoped, answered, and written down.

  • Fractional product advisor

    Product leadership for auto-data and auto-finance firms that do not need a full-time executive.

  • Board and executive briefing

    An operator’s view of AI, digital assets, or data rights for boards, credit committees, and leadership teams.

  • Expert witness

    Automotive data, measurement, and franchise and dealer disputes.

Clients

Sectors

  • OEMs
  • Dealer groups
  • Auctions
  • Banks and credit unions

Contact

Talk to Bradley W. Smith.

  • LocationIndian River, Michigan
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